According to Experian, Minnesota has the highest average FICO score in the United States. Here are four reasons why that is the case.

reddit
reddit
loading...
Snow
loading...

#1 WE CAN'T LEAVE OUR HOUSE SIX MONTHS OUT OF THE YEAR 

Lets face it, from October to April we are pretty much stuck where we are. Hence, there are less opportunities to head out and overspend on a credit card we cannot repay. Sure, you could use that credit card to take a tropical vacation I guess, but it's SUCH a hassle to get to the airport during a snow storm so we stay put.

Unsplash
Unsplash
loading...

#2 CREDIT CARD? WE STILL WRITE CHECKS! 

I have lived in a few different cities and states in my life and, without exception, Minnesota (specifically rural MN) is the ONLY place I've seen people STILL write checks. Don't need a credit card (or debt) when you know EXACTLY, TO THE CENT, how much money you have in your account.

Winter Storm Brings Snow And Ice Conditions To Northeast
Getty Images
loading...

#3 WE USE OUR CREDIT CARDS TO SCRAPE SNOW, NOW THEY DON'T WORK 

Just me? I always seem to misplace my scraper in the winter and have to resort to using my debit/credit card... Ok, I guess it is just me after all.

Unsplash
Unsplash
loading...

#4 WE ARE JUST TOO MIDWESTERN TO NOT PAY THE BILL 

Sure, there are things we would rather spend our money on, but golly I would really feel bad if the bank didn't get the money I owe them this month!

LOOK: Biggest Tornadoes in Minnesota of the Past Decade

Stacker compiled a list of the biggest tornadoes in Minnesota over the past decade using data from NOAA.

Gallery Credit: Stacker